Call reports 2014
GOPPERT STATE SERVICE BANK — 2014
What GOPPERT STATE SERVICE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 157,804,000 | 156,768,000 | 154,711,000 | 156,017,000 |
| Total loans | 86,550,000 | 91,228,000 | 91,897,000 | 90,465,000 |
| Allowance for loan losses | 1,354,000 | 1,354,000 | 1,351,000 | 1,366,000 |
| Securities available for sale | 44,522,000 | 45,181,000 | 44,253,000 | 44,208,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 141,443,000 | 140,247,000 | 137,930,000 | 139,448,000 |
| Interest-bearing deposits | 117,424,000 | 116,977,000 | 112,915,000 | 115,002,000 |
| Noninterest-bearing deposits | 24,019,000 | 23,270,000 | 25,015,000 | 24,446,000 |
| Equity capital | 16,064,000 | 16,123,000 | 16,303,000 | 16,258,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,184,000 | 2,401,000 | 3,668,000 | 4,947,000 |
| Interest expense | 110,000 | 216,000 | 318,000 | 415,000 |
| Net interest income | 1,074,000 | 2,185,000 | 3,350,000 | 4,532,000 |
| Noninterest income | 165,000 | 373,000 | 568,000 | 752,000 |
| Noninterest expense | 1,042,000 | 2,100,000 | 3,178,000 | 4,261,000 |
| Provision for loan losses | 12,000 | 24,000 | 36,000 | 48,000 |
| Pretax income | 193,000 | 442,000 | 712,000 | 983,000 |
| Income tax | 50,000 | 121,000 | 200,000 | 282,000 |
| Net income | 143,000 | 321,000 | 512,000 | 701,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,054,000 | 16,069,000 | 16,260,000 | 16,254,000 |
| Total capital | 17,159,000 | 17,221,000 | 17,431,000 | 17,387,000 |
| Risk-weighted assets | 88,118,000 | 91,928,000 | 93,517,000 | 90,626,000 |