Call reports 2013
GOPPERT STATE SERVICE BANK — 2013
What GOPPERT STATE SERVICE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 157,134,000 | 153,479,000 | 151,971,000 | 151,906,000 |
| Total loans | 80,920,000 | 82,370,000 | 82,035,000 | 83,537,000 |
| Allowance for loan losses | 1,297,000 | 1,294,000 | 1,316,000 | 1,339,000 |
| Securities available for sale | 54,238,000 | 51,846,000 | 48,635,000 | 46,078,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 140,814,000 | 137,442,000 | 135,602,000 | 135,678,000 |
| Interest-bearing deposits | 120,005,000 | 117,638,000 | 114,416,000 | 113,395,000 |
| Noninterest-bearing deposits | 20,809,000 | 19,804,000 | 21,186,000 | 22,283,000 |
| Equity capital | 15,953,000 | 15,705,000 | 15,924,000 | 15,931,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,223,000 | 2,445,000 | 3,669,000 | 4,865,000 |
| Interest expense | 157,000 | 297,000 | 427,000 | 548,000 |
| Net interest income | 1,066,000 | 2,148,000 | 3,242,000 | 4,317,000 |
| Noninterest income | 150,000 | 332,000 | 548,000 | 740,000 |
| Noninterest expense | 1,089,000 | 2,178,000 | 3,269,000 | 4,314,000 |
| Provision for loan losses | 12,000 | 24,000 | 36,000 | 48,000 |
| Pretax income | 115,000 | 278,000 | 486,000 | 696,000 |
| Income tax | 20,000 | 56,000 | 109,000 | 165,000 |
| Net income | 95,000 | 222,000 | 377,000 | 531,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,734,000 | 15,732,000 | 15,886,000 | 15,910,000 |
| Total capital | 16,908,000 | 16,907,000 | 17,060,000 | 17,096,000 |
| Risk-weighted assets | 93,816,000 | 93,880,000 | 93,748,000 | 94,725,000 |