Call reports 2012
GOPPERT STATE SERVICE BANK — 2012
What GOPPERT STATE SERVICE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 115,257,000 | 115,536,000 | 112,271,000 | 155,670,000 |
| Total loans | 48,353,000 | 50,264,000 | 50,620,000 | 78,286,000 |
| Allowance for loan losses | 898,000 | 916,000 | 923,000 | 1,191,000 |
| Securities available for sale | 47,393,000 | 49,821,000 | 45,897,000 | 50,535,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,392,000 | 103,331,000 | 99,919,000 | 139,355,000 |
| Interest-bearing deposits | 89,574,000 | 89,390,000 | 88,266,000 | 119,550,000 |
| Noninterest-bearing deposits | 13,818,000 | 13,941,000 | 11,653,000 | 19,805,000 |
| Equity capital | 11,585,000 | 11,765,000 | 11,865,000 | 15,892,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 864,000 | 1,717,000 | 2,574,000 | 5,222,000 |
| Interest expense | 143,000 | 281,000 | 409,000 | 788,000 |
| Net interest income | 721,000 | 1,436,000 | 2,165,000 | 4,434,000 |
| Noninterest income | 153,000 | 305,000 | 458,000 | 784,000 |
| Noninterest expense | 765,000 | 1,534,000 | 2,313,000 | 4,269,000 |
| Provision for loan losses | 9,000 | 15,000 | 15,000 | 30,000 |
| Pretax income | 100,000 | 193,000 | 296,000 | 921,000 |
| Income tax | 19,000 | 33,000 | 51,000 | 257,000 |
| Net income | 81,000 | 160,000 | 245,000 | 664,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,528,000 | 11,511,000 | 11,596,000 | 15,639,000 |
| Total capital | 12,309,000 | 12,315,000 | 12,379,000 | 16,780,000 |
| Risk-weighted assets | 62,396,000 | 64,178,000 | 62,511,000 | 91,265,000 |