Call reports 2011
GOPPERT STATE SERVICE BANK — 2011
What GOPPERT STATE SERVICE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 115,361,000 | 114,403,000 | 110,273,000 | 113,958,000 |
| Total loans | 50,956,000 | 49,190,000 | 48,617,000 | 49,182,000 |
| Allowance for loan losses | 951,000 | 973,000 | 968,000 | 923,000 |
| Securities available for sale | 48,232,000 | 55,091,000 | 53,484,000 | 49,634,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,455,000 | 102,251,000 | 97,957,000 | 102,018,000 |
| Interest-bearing deposits | 89,984,000 | 89,951,000 | 85,449,000 | 87,754,000 |
| Noninterest-bearing deposits | 13,471,000 | 12,300,000 | 12,508,000 | 14,264,000 |
| Equity capital | 11,483,000 | 11,576,000 | 11,701,000 | 11,571,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 941,000 | 1,843,000 | 2,743,000 | 3,609,000 |
| Interest expense | 196,000 | 380,000 | 554,000 | 710,000 |
| Net interest income | 745,000 | 1,463,000 | 2,189,000 | 2,899,000 |
| Noninterest income | 146,000 | 311,000 | 488,000 | 656,000 |
| Noninterest expense | 807,000 | 1,612,000 | 2,396,000 | 3,168,000 |
| Provision for loan losses | 15,000 | 25,000 | 25,000 | 25,000 |
| Pretax income | 70,000 | 138,000 | 261,000 | 367,000 |
| Income tax | 3,000 | 6,000 | 31,000 | 52,000 |
| Net income | 67,000 | 132,000 | 230,000 | 315,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,391,000 | 11,360,000 | 11,458,000 | 11,447,000 |
| Total capital | 12,194,000 | 12,148,000 | 12,207,000 | 12,191,000 |
| Risk-weighted assets | 64,090,000 | 62,858,000 | 59,705,000 | 59,350,000 |