Call reports 2010
GOPPERT STATE SERVICE BANK — 2010
What GOPPERT STATE SERVICE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 110,767,000 | 110,583,000 | 106,256,000 | 107,656,000 |
| Total loans | 46,028,000 | 45,509,000 | 49,009,000 | 48,898,000 |
| Allowance for loan losses | 862,000 | 889,000 | 947,000 | 939,000 |
| Securities available for sale | 56,980,000 | 56,856,000 | 53,509,000 | 52,312,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,778,000 | 98,567,000 | 94,032,000 | 95,703,000 |
| Interest-bearing deposits | 86,710,000 | 87,498,000 | 83,307,000 | 84,876,000 |
| Noninterest-bearing deposits | 12,068,000 | 11,069,000 | 10,725,000 | 10,827,000 |
| Equity capital | 11,419,000 | 11,414,000 | 11,549,000 | 11,442,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,068,000 | 2,095,000 | 3,104,000 | 4,097,000 |
| Interest expense | 259,000 | 504,000 | 727,000 | 936,000 |
| Net interest income | 809,000 | 1,591,000 | 2,377,000 | 3,161,000 |
| Noninterest income | 159,000 | 335,000 | 500,000 | 670,000 |
| Noninterest expense | 798,000 | 1,596,000 | 2,385,000 | 3,159,000 |
| Provision for loan losses | 51,000 | 102,000 | 153,000 | 153,000 |
| Pretax income | 126,000 | 235,000 | 346,000 | 528,000 |
| Income tax | 18,000 | 28,000 | 39,000 | 78,000 |
| Net income | 108,000 | 207,000 | 307,000 | 450,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,223,000 | 11,226,000 | 11,325,000 | 11,324,000 |
| Total capital | 11,966,000 | 11,974,000 | 12,098,000 | 12,098,000 |
| Risk-weighted assets | 59,296,000 | 59,681,000 | 61,702,000 | 61,720,000 |