Call reports 2009
GOPPERT STATE SERVICE BANK — 2009
What GOPPERT STATE SERVICE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 85,346,000 | 85,121,000 | 106,565,000 | 107,297,000 |
| Total loans | 31,064,000 | 31,501,000 | 48,446,000 | 47,893,000 |
| Allowance for loan losses | 699,000 | 700,000 | 874,000 | 871,000 |
| Securities available for sale | 49,279,000 | 50,529,000 | 54,473,000 | 52,326,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,115,000 | 74,833,000 | 94,092,000 | 95,306,000 |
| Interest-bearing deposits | 65,231,000 | 66,218,000 | 83,059,000 | 84,008,000 |
| Noninterest-bearing deposits | 9,884,000 | 8,615,000 | 11,033,000 | 11,298,000 |
| Equity capital | 9,511,000 | 9,585,000 | 11,366,000 | 11,399,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 846,000 | 1,670,000 | 3,481,000 | 4,584,000 |
| Interest expense | 300,000 | 593,000 | 1,162,000 | 1,455,000 |
| Net interest income | 546,000 | 1,077,000 | 2,319,000 | 3,129,000 |
| Noninterest income | 101,000 | 199,000 | 486,000 | 652,000 |
| Noninterest expense | 508,000 | 1,034,000 | 2,407,000 | 3,283,000 |
| Provision for loan losses | 0 | 0 | 190,000 | 295,000 |
| Pretax income | 200,000 | 303,000 | 269,000 | 264,000 |
| Income tax | 50,000 | 47,000 | 9,000 | -21,000 |
| Net income | 150,000 | 256,000 | 260,000 | 285,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,222,000 | 9,328,000 | 11,089,000 | 11,114,000 |
| Total capital | 9,756,000 | 9,864,000 | 11,844,000 | 11,872,000 |
| Risk-weighted assets | 42,546,000 | 42,691,000 | 60,254,000 | 60,538,000 |