Call reports 2012
FIDELITY BANK — 2012
What FIDELITY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 139,264,000 | 129,020,000 | 125,681,000 | 136,906,000 |
| Total loans | 89,801,000 | 93,170,000 | 93,148,000 | 91,396,000 |
| Allowance for loan losses | 1,478,000 | 1,520,000 | 1,528,000 | 1,753,000 |
| Securities available for sale | 21,026,000 | 17,266,000 | 14,730,000 | 12,121,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,797,000 | 113,681,000 | 110,126,000 | 121,520,000 |
| Interest-bearing deposits | 101,077,000 | 96,935,000 | 92,294,000 | 98,318,000 |
| Noninterest-bearing deposits | 17,720,000 | 16,746,000 | 17,832,000 | 23,202,000 |
| Equity capital | 14,618,000 | 14,896,000 | 14,889,000 | 15,113,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,697,000 | 3,394,000 | 5,085,000 | 7,157,000 |
| Interest expense | 292,000 | 560,000 | 808,000 | 1,050,000 |
| Net interest income | 1,405,000 | 2,834,000 | 4,277,000 | 6,107,000 |
| Noninterest income | 297,000 | 570,000 | 853,000 | 1,030,000 |
| Noninterest expense | 1,539,000 | 3,152,000 | 4,854,000 | 6,240,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 440,000 |
| Pretax income | 88,000 | 246,000 | 288,000 | 694,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 88,000 | 246,000 | 288,000 | 694,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,152,000 | 14,310,000 | 14,352,000 | 14,630,000 |
| Total capital | 15,457,000 | 15,626,000 | 15,597,000 | 15,855,000 |
| Risk-weighted assets | 104,248,000 | 105,052,000 | 99,307,000 | 97,484,000 |