Call reports 2011
FIDELITY BANK — 2011
What FIDELITY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 150,721,000 | 145,542,000 | 140,854,000 | 139,495,000 |
| Total loans | 100,075,000 | 95,844,000 | 98,982,000 | 94,580,000 |
| Allowance for loan losses | 1,627,000 | 1,542,000 | 1,317,000 | 2,254,000 |
| Securities available for sale | 15,662,000 | 20,511,000 | 21,730,000 | 21,535,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 129,933,000 | 124,083,000 | 118,998,000 | 119,028,000 |
| Interest-bearing deposits | 109,236,000 | 104,715,000 | 102,250,000 | 101,106,000 |
| Noninterest-bearing deposits | 20,697,000 | 19,368,000 | 16,748,000 | 17,922,000 |
| Equity capital | 14,625,000 | 15,273,000 | 15,676,000 | 14,585,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,810,000 | 3,691,000 | 5,550,000 | 7,359,000 |
| Interest expense | 428,000 | 805,000 | 1,144,000 | 1,457,000 |
| Net interest income | 1,382,000 | 2,886,000 | 4,406,000 | 5,902,000 |
| Noninterest income | 239,000 | 347,000 | 698,000 | 972,000 |
| Noninterest expense | 1,543,000 | 3,060,000 | 4,681,000 | 6,293,000 |
| Provision for loan losses | 0 | 0 | 29,000 | 981,000 |
| Pretax income | 84,000 | 179,000 | 400,000 | -99,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 84,000 | 179,000 | 400,000 | -99,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,576,000 | 14,670,000 | 14,564,000 | 14,065,000 |
| Total capital | 15,965,000 | 16,031,000 | 15,881,000 | 15,408,000 |
| Risk-weighted assets | 110,866,000 | 108,671,000 | 110,568,000 | 106,558,000 |