Call reports 2010
FIDELITY BANK — 2010
What FIDELITY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 149,349,000 | 148,529,000 | 152,592,000 | 157,390,000 |
| Total loans | 117,406,000 | 112,911,000 | 107,927,000 | 104,669,000 |
| Allowance for loan losses | 2,191,000 | 2,239,000 | 2,285,000 | 1,990,000 |
| Securities available for sale | 8,825,000 | 10,530,000 | 12,641,000 | 10,259,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 125,037,000 | 125,508,000 | 130,720,000 | 136,744,000 |
| Interest-bearing deposits | 108,837,000 | 108,588,000 | 107,708,000 | 111,620,000 |
| Noninterest-bearing deposits | 16,200,000 | 16,920,000 | 23,012,000 | 25,124,000 |
| Equity capital | 14,325,000 | 14,820,000 | 15,318,000 | 14,637,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,075,000 | 4,185,000 | 6,309,000 | 8,296,000 |
| Interest expense | 557,000 | 1,058,000 | 1,520,000 | 1,971,000 |
| Net interest income | 1,518,000 | 3,127,000 | 4,789,000 | 6,325,000 |
| Noninterest income | 278,000 | 589,000 | 812,000 | 1,133,000 |
| Noninterest expense | 1,485,000 | 3,074,000 | 4,583,000 | 6,105,000 |
| Provision for loan losses | 648,000 | 725,000 | 802,000 | 1,255,000 |
| Pretax income | -337,000 | -83,000 | 216,000 | 150,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -337,000 | -83,000 | 216,000 | 150,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,005,000 | 14,259,000 | 14,558,000 | 14,491,000 |
| Total capital | 15,604,000 | 15,807,000 | 16,046,000 | 15,969,000 |
| Risk-weighted assets | 127,296,000 | 123,115,000 | 118,261,000 | 117,690,000 |