Call reports 2009
FIDELITY BANK — 2009
What FIDELITY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 156,930,000 | 156,177,000 | 155,433,000 | 153,473,000 |
| Total loans | 122,370,000 | 118,785,000 | 115,888,000 | 115,450,000 |
| Allowance for loan losses | 2,063,000 | 2,147,000 | 1,802,000 | 1,648,000 |
| Securities available for sale | 14,395,000 | 14,623,000 | 14,785,000 | 14,946,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,411,000 | 125,601,000 | 124,313,000 | 123,727,000 |
| Interest-bearing deposits | 110,214,000 | 107,522,000 | 106,976,000 | 107,164,000 |
| Noninterest-bearing deposits | 16,197,000 | 18,079,000 | 17,337,000 | 16,563,000 |
| Equity capital | 14,979,000 | 14,814,000 | 15,376,000 | 14,667,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,314,000 | 4,601,000 | 6,861,000 | 9,044,000 |
| Interest expense | 820,000 | 1,624,000 | 2,406,000 | 3,116,000 |
| Net interest income | 1,494,000 | 2,977,000 | 4,455,000 | 5,928,000 |
| Noninterest income | 302,000 | 132,000 | 456,000 | 752,000 |
| Noninterest expense | 1,678,000 | 3,471,000 | 5,034,000 | 6,618,000 |
| Provision for loan losses | 0 | 1,927,000 | 1,927,000 | 2,605,000 |
| Pretax income | 118,000 | -2,289,000 | -2,050,000 | -2,543,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 118,000 | -2,289,000 | -2,050,000 | -2,543,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,750,000 | 14,593,000 | 14,834,000 | 14,341,000 |
| Total capital | 16,398,000 | 16,192,000 | 16,397,000 | 15,922,000 |
| Risk-weighted assets | 131,422,000 | 127,389,000 | 124,766,000 | 126,393,000 |