Call reports 2008
FIDELITY BANK — 2008
What FIDELITY BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 152,015,000 | 156,629,000 | 160,799,000 | 163,184,000 |
| Total loans | 122,578,000 | 128,650,000 | 127,961,000 | 125,177,000 |
| Allowance for loan losses | 1,507,000 | 1,516,000 | 1,506,000 | 2,128,000 |
| Securities available for sale | 10,772,000 | 10,310,000 | 9,575,000 | 9,586,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 121,314,000 | 116,131,000 | 119,738,000 | 127,820,000 |
| Interest-bearing deposits | 103,477,000 | 99,071,000 | 98,688,000 | 107,716,000 |
| Noninterest-bearing deposits | 17,837,000 | 17,060,000 | 21,050,000 | 20,104,000 |
| Equity capital | 15,018,000 | 14,770,000 | 15,312,000 | 14,948,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,899,000 | 5,605,000 | 8,370,000 | 10,898,000 |
| Interest expense | 963,000 | 1,832,000 | 2,728,000 | 3,579,000 |
| Net interest income | 1,936,000 | 3,773,000 | 5,642,000 | 7,319,000 |
| Noninterest income | 328,000 | 642,000 | 958,000 | 1,242,000 |
| Noninterest expense | 1,784,000 | 3,542,000 | 5,327,000 | 6,947,000 |
| Provision for loan losses | 0 | 0 | -12,000 | 950,000 |
| Pretax income | 480,000 | 876,000 | 1,288,000 | 646,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 480,000 | 876,000 | 1,288,000 | 646,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,762,000 | 14,959,000 | 15,273,000 | 14,632,000 |
| Total capital | 16,269,000 | 16,475,000 | 16,779,000 | 16,308,000 |
| Risk-weighted assets | 132,797,000 | 137,550,000 | 137,949,000 | 133,622,000 |