Call reports 2007
FIDELITY BANK — 2007
What FIDELITY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 146,120,000 | 148,328,000 | 153,389,000 | 153,855,000 |
| Total loans | 119,107,000 | 122,834,000 | 121,575,000 | 121,257,000 |
| Allowance for loan losses | 1,662,000 | 1,823,000 | 1,705,000 | 1,502,000 |
| Securities available for sale | 7,435,000 | 6,976,000 | 7,412,000 | 7,594,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 129,301,000 | 124,163,000 | 131,803,000 | 132,473,000 |
| Interest-bearing deposits | 112,700,000 | 105,293,000 | 114,015,000 | 111,413,000 |
| Noninterest-bearing deposits | 16,601,000 | 18,870,000 | 17,788,000 | 21,060,000 |
| Equity capital | 12,841,000 | 13,200,000 | 13,823,000 | 14,695,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,110,000 | 6,370,000 | 9,754,000 | 13,077,000 |
| Interest expense | 1,137,000 | 2,258,000 | 3,483,000 | 4,598,000 |
| Net interest income | 1,973,000 | 4,112,000 | 6,271,000 | 8,479,000 |
| Noninterest income | 307,000 | 1,756,000 | 2,045,000 | 2,324,000 |
| Noninterest expense | 1,762,000 | 4,609,000 | 6,555,000 | 8,417,000 |
| Provision for loan losses | 0 | 150,000 | 50,000 | -40,000 |
| Pretax income | 537,000 | 1,130,000 | 1,734,000 | 2,449,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 537,000 | 1,130,000 | 1,734,000 | 2,449,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,225,000 | 13,260,000 | 13,866,000 | 14,582,000 |
| Total capital | 13,839,000 | 14,939,000 | 15,548,000 | 16,084,000 |
| Risk-weighted assets | 129,072,000 | 134,208,000 | 134,536,000 | 132,305,000 |