Call reports 2004
FIDELITY BANK — 2004
What FIDELITY BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 128,033,000 | 120,468,000 | 122,692,000 | 116,945,000 |
| Total loans | 98,229,000 | 97,496,000 | 92,125,000 | 98,331,000 |
| Allowance for loan losses | 1,757,000 | 1,453,000 | 1,501,000 | 2,278,000 |
| Securities available for sale | 1,290,000 | 1,175,000 | 1,117,000 | 3,082,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,101,000 | 96,394,000 | 97,828,000 | 91,879,000 |
| Interest-bearing deposits | 85,518,000 | 79,935,000 | 80,891,000 | 78,197,000 |
| Noninterest-bearing deposits | 18,583,000 | 16,459,000 | 16,937,000 | 13,682,000 |
| Equity capital | 10,922,000 | 11,151,000 | 12,234,000 | 12,409,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,419,000 | 4,704,000 | 6,925,000 | 9,196,000 |
| Interest expense | 662,000 | 1,323,000 | 1,923,000 | 2,539,000 |
| Net interest income | 1,757,000 | 3,381,000 | 5,002,000 | 6,657,000 |
| Noninterest income | 605,000 | 972,000 | 1,290,000 | 1,764,000 |
| Noninterest expense | 2,315,000 | 3,997,000 | 5,595,000 | 7,435,000 |
| Provision for loan losses | 151,000 | 177,000 | 392,000 | 1,975,000 |
| Pretax income | -58,000 | 226,000 | 352,000 | -942,000 |
| Income tax | 35,000 | 77,000 | 120,000 | -270,000 |
| Net income | -93,000 | 149,000 | 232,000 | -672,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,658,000 | 9,928,000 | 11,035,000 | 11,251,000 |
| Total capital | 11,012,000 | 11,265,000 | 12,389,000 | 12,593,000 |
| Risk-weighted assets | 107,880,000 | 106,865,000 | 108,175,000 | 106,573,000 |
Machine access — free, no API key
Every figure shown here about FIDELITY BANK — 2004 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.