Call reports 2014
COLONIAL VIRGINIA BANK — 2014
What COLONIAL VIRGINIA BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 |
|---|---|---|
| Total assets | 120,136,000 | 115,096,000 |
| Total loans | 75,221,000 | 73,098,000 |
| Allowance for loan losses | 1,635,000 | 1,398,000 |
| Securities available for sale | 12,011,000 | 10,722,000 |
| Securities held to maturity | 6,878,000 | 6,787,000 |
| Trading assets | 0 | 0 |
| Total deposits | 104,535,000 | 100,897,000 |
| Interest-bearing deposits | 87,563,000 | 84,449,000 |
| Noninterest-bearing deposits | 16,972,000 | 16,448,000 |
| Equity capital | 12,289,000 | 12,164,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 |
|---|---|---|
| Interest income | 1,201,000 | 2,557,000 |
| Interest expense | 122,000 | 242,000 |
| Net interest income | 1,079,000 | 2,315,000 |
| Noninterest income | 99,000 | 206,000 |
| Noninterest expense | 1,057,000 | 2,522,000 |
| Provision for loan losses | 35,000 | 35,000 |
| Pretax income | 86,000 | -19,000 |
| Income tax | 12,000 | 89,000 |
| Net income | 74,000 | -108,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 |
|---|---|---|
| Tier 1 capital | 12,267,000 | 12,089,000 |
| Total capital | 13,308,000 | 13,118,000 |
| Risk-weighted assets | 82,648,000 | 81,929,000 |