Call reports 2013
COLONIAL VIRGINIA BANK — 2013
What COLONIAL VIRGINIA BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 117,858,000 | 114,615,000 | 116,595,000 | 114,921,000 |
| Total loans | 77,105,000 | 74,506,000 | 75,782,000 | 72,987,000 |
| Allowance for loan losses | 2,002,000 | 1,626,000 | 1,669,000 | 1,604,000 |
| Securities available for sale | 12,008,000 | 12,725,000 | 12,175,000 | 12,450,000 |
| Securities held to maturity | 4,607,000 | 5,894,000 | 5,880,000 | 5,872,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 102,587,000 | 99,547,000 | 101,400,000 | 99,474,000 |
| Interest-bearing deposits | 90,880,000 | 84,039,000 | 85,847,000 | 87,871,000 |
| Noninterest-bearing deposits | 11,707,000 | 15,508,000 | 15,553,000 | 11,604,000 |
| Equity capital | 11,975,000 | 11,894,000 | 12,018,000 | 12,131,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,255,000 | 2,463,000 | 3,693,000 | 4,955,000 |
| Interest expense | 152,000 | 297,000 | 433,000 | 564,000 |
| Net interest income | 1,103,000 | 2,166,000 | 3,260,000 | 4,391,000 |
| Noninterest income | 107,000 | 233,000 | 258,000 | 368,000 |
| Noninterest expense | 942,000 | 1,935,000 | 2,864,000 | 3,862,000 |
| Provision for loan losses | 35,000 | 70,000 | 125,000 | 155,000 |
| Pretax income | 233,000 | 394,000 | 529,000 | 742,000 |
| Income tax | 68,000 | 108,000 | 138,000 | 198,000 |
| Net income | 165,000 | 286,000 | 391,000 | 544,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,738,000 | 11,778,000 | 11,903,000 | 12,194,000 |
| Total capital | 12,649,000 | 12,776,000 | 12,925,000 | 13,187,000 |
| Risk-weighted assets | 82,539,000 | 79,578,000 | 81,503,000 | 79,222,000 |