Call reports 2012
COLONIAL VIRGINIA BANK — 2012
What COLONIAL VIRGINIA BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 125,571,000 | 122,856,000 | 121,306,000 | 117,865,000 |
| Total loans | 82,594,000 | 79,974,000 | 80,145,000 | 79,116,000 |
| Allowance for loan losses | 2,126,000 | 2,112,000 | 2,156,000 | 2,079,000 |
| Securities available for sale | 18,349,000 | 18,609,000 | 13,420,000 | 11,979,000 |
| Securities held to maturity | 152,000 | 138,000 | 3,124,000 | 2,621,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 108,584,000 | 108,076,000 | 106,329,000 | 102,681,000 |
| Interest-bearing deposits | 94,769,000 | 92,493,000 | 92,427,000 | 92,495,000 |
| Noninterest-bearing deposits | 13,815,000 | 15,583,000 | 13,902,000 | 10,186,000 |
| Equity capital | 11,410,000 | 11,620,000 | 11,762,000 | 11,837,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,427,000 | 2,828,000 | 4,161,000 | 5,467,000 |
| Interest expense | 223,000 | 432,000 | 616,000 | 785,000 |
| Net interest income | 1,204,000 | 2,396,000 | 3,545,000 | 4,682,000 |
| Noninterest income | -244,000 | -161,000 | -82,000 | -193,000 |
| Noninterest expense | 1,047,000 | 2,024,000 | 3,045,000 | 3,907,000 |
| Provision for loan losses | 163,000 | 208,000 | 283,000 | 303,000 |
| Pretax income | -249,000 | 6,000 | 141,000 | 286,000 |
| Income tax | -97,000 | -26,000 | 9,000 | 31,000 |
| Net income | -152,000 | 32,000 | 132,000 | 255,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,213,000 | 11,397,000 | 11,512,000 | 11,567,000 |
| Total capital | 12,197,000 | 12,353,000 | 12,462,000 | 12,496,000 |
| Risk-weighted assets | 88,385,000 | 86,040,000 | 85,489,000 | 84,107,000 |