Call reports 2011
COLONIAL VIRGINIA BANK — 2011
What COLONIAL VIRGINIA BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 122,957,000 | 125,894,000 | 126,722,000 | 130,267,000 |
| Total loans | 79,677,000 | 82,372,000 | 83,442,000 | 82,085,000 |
| Allowance for loan losses | 1,288,000 | 1,269,000 | 1,400,000 | 2,172,000 |
| Securities available for sale | 21,574,000 | 18,856,000 | 20,066,000 | 17,902,000 |
| Securities held to maturity | 213,000 | 200,000 | 187,000 | 170,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,862,000 | 106,789,000 | 107,368,000 | 109,561,000 |
| Interest-bearing deposits | 95,644,000 | 94,246,000 | 95,513,000 | 94,885,000 |
| Noninterest-bearing deposits | 8,218,000 | 12,542,000 | 11,855,000 | 14,676,000 |
| Equity capital | 12,039,000 | 12,168,000 | 12,213,000 | 11,535,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,518,000 | 2,998,000 | 4,520,000 | 5,976,000 |
| Interest expense | 311,000 | 597,000 | 851,000 | 1,089,000 |
| Net interest income | 1,207,000 | 2,401,000 | 3,669,000 | 4,887,000 |
| Noninterest income | 101,000 | 233,000 | 365,000 | 522,000 |
| Noninterest expense | 1,101,000 | 2,230,000 | 3,269,000 | 4,341,000 |
| Provision for loan losses | 151,000 | 333,000 | 696,000 | 1,976,000 |
| Pretax income | 177,000 | 255,000 | 352,000 | -585,000 |
| Income tax | 49,000 | 59,000 | 76,000 | -211,000 |
| Net income | 128,000 | 196,000 | 276,000 | -374,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,861,000 | 11,931,000 | 12,011,000 | 11,364,000 |
| Total capital | 12,845,000 | 12,938,000 | 13,035,000 | 12,361,000 |
| Risk-weighted assets | 89,481,000 | 91,328,000 | 92,842,000 | 90,005,000 |