Call reports 2010
COLONIAL VIRGINIA BANK — 2010
What COLONIAL VIRGINIA BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 121,864,000 | 124,151,000 | 118,847,000 | 121,319,000 |
| Total loans | 70,541,000 | 70,186,000 | 74,029,000 | 78,531,000 |
| Allowance for loan losses | 1,086,000 | 1,154,000 | 1,143,000 | 1,191,000 |
| Securities available for sale | 34,386,000 | 33,003,000 | 28,889,000 | 25,786,000 |
| Securities held to maturity | 321,000 | 296,000 | 273,000 | 239,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,037,000 | 103,165,000 | 97,783,000 | 100,296,000 |
| Interest-bearing deposits | 93,740,000 | 90,999,000 | 88,524,000 | 92,674,000 |
| Noninterest-bearing deposits | 7,297,000 | 12,167,000 | 9,259,000 | 7,622,000 |
| Equity capital | 11,914,000 | 12,147,000 | 12,239,000 | 12,046,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,566,000 | 3,095,000 | 4,634,000 | 6,177,000 |
| Interest expense | 459,000 | 877,000 | 1,264,000 | 1,616,000 |
| Net interest income | 1,107,000 | 2,218,000 | 3,370,000 | 4,561,000 |
| Noninterest income | 103,000 | 205,000 | 300,000 | 425,000 |
| Noninterest expense | 988,000 | 2,001,000 | 3,079,000 | 4,120,000 |
| Provision for loan losses | 66,000 | 139,000 | 255,000 | 567,000 |
| Pretax income | 161,000 | 324,000 | 482,000 | 585,000 |
| Income tax | 40,000 | 91,000 | 145,000 | 157,000 |
| Net income | 121,000 | 233,000 | 337,000 | 428,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,422,000 | 11,534,000 | 11,638,000 | 11,732,000 |
| Total capital | 12,303,000 | 12,421,000 | 12,545,000 | 12,677,000 |
| Risk-weighted assets | 81,967,000 | 81,708,000 | 83,348,000 | 86,745,000 |