Call reports 2009
COLONIAL VIRGINIA BANK — 2009
What COLONIAL VIRGINIA BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 111,057,000 | 116,535,000 | 118,392,000 | 125,330,000 |
| Total loans | 65,621,000 | 64,993,000 | 66,637,000 | 66,174,000 |
| Allowance for loan losses | 625,000 | 826,000 | 897,000 | 1,029,000 |
| Securities available for sale | 30,284,000 | 27,558,000 | 34,983,000 | 35,679,000 |
| Securities held to maturity | 463,000 | 414,000 | 375,000 | 351,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,373,000 | 95,081,000 | 96,836,000 | 105,863,000 |
| Interest-bearing deposits | 82,768,000 | 83,651,000 | 90,294,000 | 96,133,000 |
| Noninterest-bearing deposits | 6,605,000 | 11,429,000 | 6,541,000 | 9,729,000 |
| Equity capital | 11,996,000 | 11,848,000 | 11,932,000 | 11,648,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,505,000 | 2,992,000 | 4,516,000 | 6,039,000 |
| Interest expense | 645,000 | 1,280,000 | 1,871,000 | 2,421,000 |
| Net interest income | 860,000 | 1,712,000 | 2,645,000 | 3,618,000 |
| Noninterest income | 94,000 | 194,000 | 282,000 | 389,000 |
| Noninterest expense | 860,000 | 1,837,000 | 2,839,000 | 3,830,000 |
| Provision for loan losses | 41,000 | 313,000 | 419,000 | 730,000 |
| Pretax income | 58,000 | -239,000 | -318,000 | -533,000 |
| Income tax | 4,000 | -108,000 | -145,000 | -233,000 |
| Net income | 54,000 | -131,000 | -173,000 | -300,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,650,000 | 11,467,000 | 11,427,000 | 11,301,000 |
| Total capital | 12,127,000 | 12,139,000 | 12,171,000 | 12,154,000 |
| Risk-weighted assets | 77,215,000 | 78,528,000 | 79,968,000 | 80,197,000 |