Call reports 2014
FIRST STATE BANK OF PORTER — 2014
What FIRST STATE BANK OF PORTER reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 36,527,000 | 37,244,000 | 34,681,000 | 35,179,000 |
| Total loans | 27,628,000 | 27,313,000 | 26,055,000 | 27,261,000 |
| Allowance for loan losses | 363,000 | 378,000 | 379,000 | 384,000 |
| Securities available for sale | 10,000 | 10,000 | 9,000 | 9,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,399,000 | 31,179,000 | 28,543,000 | 28,878,000 |
| Interest-bearing deposits | 21,136,000 | 20,478,000 | 19,730,000 | 19,154,000 |
| Noninterest-bearing deposits | 9,263,000 | 10,701,000 | 8,813,000 | 9,724,000 |
| Equity capital | 5,338,000 | 5,243,000 | 5,273,000 | 5,479,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 547,000 | 1,107,000 | 1,653,000 | 2,215,000 |
| Interest expense | 18,000 | 37,000 | 56,000 | 73,000 |
| Net interest income | 529,000 | 1,070,000 | 1,597,000 | 2,142,000 |
| Noninterest income | 88,000 | 154,000 | 297,000 | 400,000 |
| Noninterest expense | 416,000 | 844,000 | 1,321,000 | 1,748,000 |
| Provision for loan losses | 10,000 | 21,000 | 21,000 | 24,000 |
| Pretax income | 191,000 | 359,000 | 552,000 | 770,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 191,000 | 359,000 | 552,000 | 770,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,338,000 | 5,243,000 | 5,273,000 | 5,479,000 |
| Total capital | 5,671,000 | 5,586,000 | 5,587,000 | 5,806,000 |
| Risk-weighted assets | 26,703,000 | 27,484,000 | 25,077,000 | 26,115,000 |