Call reports 2012
FIRST STATE BANK OF PORTER — 2012
What FIRST STATE BANK OF PORTER reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 36,639,000 | 37,159,000 | 35,474,000 | 34,647,000 |
| Total loans | 28,579,000 | 29,462,000 | 28,570,000 | 28,519,000 |
| Allowance for loan losses | 296,000 | 306,000 | 326,000 | 284,000 |
| Securities available for sale | 15,000 | 14,000 | 14,000 | 13,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,563,000 | 31,144,000 | 29,422,000 | 27,380,000 |
| Interest-bearing deposits | 23,060,000 | 23,813,000 | 22,061,000 | 21,001,000 |
| Noninterest-bearing deposits | 7,503,000 | 7,331,000 | 7,361,000 | 6,379,000 |
| Equity capital | 5,658,000 | 5,564,000 | 5,564,000 | 5,803,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 591,000 | 1,180,000 | 1,774,000 | 2,364,000 |
| Interest expense | 38,000 | 74,000 | 106,000 | 131,000 |
| Net interest income | 553,000 | 1,106,000 | 1,668,000 | 2,233,000 |
| Noninterest income | 95,000 | 183,000 | 269,000 | 380,000 |
| Noninterest expense | 418,000 | 829,000 | 1,244,000 | 1,662,000 |
| Provision for loan losses | 15,000 | 31,000 | 49,000 | 67,000 |
| Pretax income | 215,000 | 429,000 | 644,000 | 884,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 215,000 | 429,000 | 644,000 | 884,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,658,000 | 5,564,000 | 5,564,000 | 5,803,000 |
| Total capital | 5,954,000 | 5,870,000 | 5,890,000 | 6,087,000 |
| Risk-weighted assets | 26,966,000 | 27,508,000 | 26,477,000 | 26,169,000 |