Call reports 2016
FIRST SECURITY STATE BANK — 2016
What FIRST SECURITY STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 90,944,000 | 91,945,000 | 91,172,000 | 91,321,000 |
| Total loans | 78,105,000 | 79,995,000 | 78,522,000 | 77,906,000 |
| Allowance for loan losses | 791,000 | 794,000 | 788,000 | 773,000 |
| Securities available for sale | 9,624,000 | 9,044,000 | 8,923,000 | 8,733,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,025,000 | 75,542,000 | 74,597,000 | 75,313,000 |
| Interest-bearing deposits | 65,051,000 | 66,609,000 | 65,402,000 | 64,167,000 |
| Noninterest-bearing deposits | 8,974,000 | 8,933,000 | 9,195,000 | 11,146,000 |
| Equity capital | 8,998,000 | 9,222,000 | 9,407,000 | 9,487,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,003,000 | 2,023,000 | 3,042,000 | 4,052,000 |
| Interest expense | 129,000 | 262,000 | 397,000 | 534,000 |
| Net interest income | 874,000 | 1,761,000 | 2,645,000 | 3,518,000 |
| Noninterest income | 62,000 | 111,000 | 175,000 | 234,000 |
| Noninterest expense | 591,000 | 1,165,000 | 1,746,000 | 2,324,000 |
| Provision for loan losses | 0 | 11,000 | 11,000 | 18,000 |
| Pretax income | 345,000 | 696,000 | 1,063,000 | 1,410,000 |
| Income tax | 17,000 | 35,000 | 54,000 | 71,000 |
| Net income | 328,000 | 661,000 | 1,009,000 | 1,339,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,958,000 | 9,141,000 | 9,339,000 | 9,519,000 |
| Total capital | 9,749,000 | 9,935,000 | 10,127,000 | 10,292,000 |
| Risk-weighted assets | 81,849,000 | 82,467,000 | 81,582,000 | 81,451,000 |