Call reports 2015
FIRST SECURITY STATE BANK — 2015
What FIRST SECURITY STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 93,062,000 | 94,005,000 | 91,681,000 | 92,835,000 |
| Total loans | 79,968,000 | 80,464,000 | 79,094,000 | 78,099,000 |
| Allowance for loan losses | 792,000 | 798,000 | 803,000 | 801,000 |
| Securities available for sale | 8,667,000 | 9,373,000 | 8,381,000 | 9,655,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,316,000 | 77,280,000 | 74,874,000 | 76,103,000 |
| Interest-bearing deposits | 67,863,000 | 68,876,000 | 65,758,000 | 65,687,000 |
| Noninterest-bearing deposits | 8,453,000 | 8,404,000 | 9,116,000 | 10,416,000 |
| Equity capital | 8,568,000 | 8,587,000 | 8,657,000 | 8,751,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,020,000 | 2,047,000 | 3,080,000 | 4,102,000 |
| Interest expense | 136,000 | 276,000 | 415,000 | 551,000 |
| Net interest income | 884,000 | 1,771,000 | 2,665,000 | 3,551,000 |
| Noninterest income | 59,000 | 127,000 | 183,000 | 238,000 |
| Noninterest expense | 576,000 | 1,170,000 | 1,760,000 | 2,359,000 |
| Provision for loan losses | 24,000 | 32,000 | 40,000 | 40,000 |
| Pretax income | 343,000 | 696,000 | 1,048,000 | 1,375,000 |
| Income tax | 18,000 | 35,000 | 53,000 | 69,000 |
| Net income | 325,000 | 661,000 | 995,000 | 1,306,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,549,000 | 8,585,000 | 8,619,000 | 8,780,000 |
| Total capital | 9,341,000 | 9,383,000 | 9,422,000 | 9,581,000 |
| Risk-weighted assets | 81,966,000 | 82,601,000 | 81,359,000 | 81,043,000 |