Call reports 2025
NEBRASKA BANK OF COMMERCE — 2025
What NEBRASKA BANK OF COMMERCE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 201,395,000 | 205,697,000 | 220,985,000 | 225,867,000 |
| Total loans | 176,151,000 | 183,039,000 | 197,301,000 | 202,536,000 |
| Allowance for loan losses | 2,204,000 | 2,281,000 | 2,464,000 | 2,555,000 |
| Securities available for sale | 9,521,000 | 9,321,000 | 9,130,000 | 8,920,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 170,946,000 | 181,137,000 | 184,755,000 | 193,448,000 |
| Interest-bearing deposits | 133,714,000 | 164,970,000 | 168,479,000 | 177,433,000 |
| Noninterest-bearing deposits | 37,232,000 | 16,167,000 | 16,276,000 | 16,015,000 |
| Equity capital | 20,789,000 | 21,172,000 | 21,583,000 | 21,975,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,914,000 | 6,003,000 | 9,288,000 | 12,828,000 |
| Interest expense | 1,434,000 | 2,946,000 | 4,536,000 | 6,218,000 |
| Net interest income | 1,480,000 | 3,057,000 | 4,752,000 | 6,610,000 |
| Noninterest income | 50,000 | 143,000 | 230,000 | 324,000 |
| Noninterest expense | 1,010,000 | 2,086,000 | 3,147,000 | 4,447,000 |
| Provision for loan losses | 35,000 | 112,000 | 295,000 | 386,000 |
| Pretax income | 485,000 | 1,002,000 | 1,540,000 | 2,091,000 |
| Income tax | 118,000 | 241,000 | 365,000 | 497,000 |
| Net income | 367,000 | 761,000 | 1,175,000 | 1,594,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,575,000 | 20,969,000 | 21,383,000 | 21,802,000 |
| Total capital | 22,600,000 | 23,052,000 | 23,604,000 | 24,112,000 |
| Risk-weighted assets | 161,750,000 | 166,291,000 | 177,384,000 | 184,491,000 |