Call reports 2024
NEBRASKA BANK OF COMMERCE — 2024
What NEBRASKA BANK OF COMMERCE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 186,474,000 | 187,438,000 | 191,391,000 | 194,676,000 |
| Total loans | 162,514,000 | 164,514,000 | 166,909,000 | 173,836,000 |
| Allowance for loan losses | 2,038,000 | 2,052,000 | 2,067,000 | 2,169,000 |
| Securities available for sale | 11,007,000 | 10,589,000 | 9,981,000 | 9,731,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 160,637,000 | 161,295,000 | 164,923,000 | 168,095,000 |
| Interest-bearing deposits | 118,285,000 | 119,132,000 | 120,671,000 | 150,696,000 |
| Noninterest-bearing deposits | 42,352,000 | 42,163,000 | 44,252,000 | 17,399,000 |
| Equity capital | 19,603,000 | 19,902,000 | 20,173,000 | 20,470,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,681,000 | 5,437,000 | 8,209,000 | 11,103,000 |
| Interest expense | 1,431,000 | 2,939,000 | 4,514,000 | 6,086,000 |
| Net interest income | 1,250,000 | 2,498,000 | 3,695,000 | 5,017,000 |
| Noninterest income | 49,000 | 150,000 | 305,000 | 404,000 |
| Noninterest expense | 996,000 | 1,950,000 | 2,935,000 | 3,921,000 |
| Provision for loan losses | 3,000 | 17,000 | 32,000 | 134,000 |
| Pretax income | 316,000 | 698,000 | 1,050,000 | 1,474,000 |
| Income tax | 88,000 | 180,000 | 267,000 | 397,000 |
| Net income | 228,000 | 518,000 | 783,000 | 1,077,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,358,000 | 19,648,000 | 19,913,000 | 20,207,000 |
| Total capital | 21,319,000 | 21,624,000 | 21,887,000 | 22,205,000 |
| Risk-weighted assets | 156,620,000 | 157,902,000 | 157,655,000 | 159,658,000 |