Call reports 2023
NEBRASKA BANK OF COMMERCE — 2023
What NEBRASKA BANK OF COMMERCE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 167,493,000 | 172,505,000 | 179,949,000 | 184,493,000 |
| Total loans | 146,778,000 | 148,853,000 | 159,957,000 | 163,249,000 |
| Allowance for loan losses | 1,818,000 | 1,860,000 | 2,032,000 | 2,035,000 |
| Securities available for sale | 13,781,000 | 13,676,000 | 13,432,000 | 12,104,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,571,000 | 144,522,000 | 144,858,000 | 148,169,000 |
| Interest-bearing deposits | 99,854,000 | 109,635,000 | 111,584,000 | 111,102,000 |
| Noninterest-bearing deposits | 28,717,000 | 34,887,000 | 33,274,000 | 37,067,000 |
| Equity capital | 17,775,000 | 18,266,000 | 18,498,000 | 18,884,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,017,000 | 4,261,000 | 6,676,000 | 9,315,000 |
| Interest expense | 549,000 | 1,402,000 | 2,484,000 | 3,787,000 |
| Net interest income | 1,468,000 | 2,859,000 | 4,192,000 | 5,528,000 |
| Noninterest income | 76,000 | 155,000 | 260,000 | 353,000 |
| Noninterest expense | 1,020,000 | 1,994,000 | 2,978,000 | 3,935,000 |
| Provision for loan losses | 143,000 | 173,000 | 345,000 | 348,000 |
| Pretax income | 381,000 | 871,000 | 1,167,000 | 1,637,000 |
| Income tax | 88,000 | 197,000 | 276,000 | 420,000 |
| Net income | 293,000 | 674,000 | 891,000 | 1,217,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,207,000 | 18,588,000 | 18,804,000 | 19,130,000 |
| Total capital | 20,024,000 | 20,420,000 | 20,762,000 | 21,133,000 |
| Risk-weighted assets | 145,081,000 | 146,480,000 | 156,345,000 | 160,108,000 |