Call reports 2022
NEBRASKA BANK OF COMMERCE — 2022
What NEBRASKA BANK OF COMMERCE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 152,213,000 | 151,403,000 | 154,309,000 | 156,946,000 |
| Total loans | 130,257,000 | 131,113,000 | 135,097,000 | 137,254,000 |
| Allowance for loan losses | 2,372,000 | 2,296,000 | 2,222,000 | 1,984,000 |
| Securities available for sale | 0 | 13,904,000 | 14,151,000 | 14,300,000 |
| Securities held to maturity | 14,787,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 123,701,000 | 124,006,000 | 124,229,000 | 123,581,000 |
| Interest-bearing deposits | 97,877,000 | 95,989,000 | 97,483,000 | 93,681,000 |
| Noninterest-bearing deposits | 25,824,000 | 28,017,000 | 26,746,000 | 29,900,000 |
| Equity capital | 16,679,000 | 16,532,000 | 17,079,000 | 17,335,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,391,000 | 2,866,000 | 4,503,000 | 6,396,000 |
| Interest expense | 206,000 | 402,000 | 618,000 | 951,000 |
| Net interest income | 1,185,000 | 2,464,000 | 3,885,000 | 5,445,000 |
| Noninterest income | 108,000 | 225,000 | 335,000 | 393,000 |
| Noninterest expense | 1,030,000 | 2,070,000 | 3,078,000 | 4,113,000 |
| Provision for loan losses | -75,000 | -150,000 | -225,000 | 0 |
| Pretax income | 338,000 | 769,000 | 1,367,000 | 1,725,000 |
| Income tax | 81,000 | 178,000 | 346,000 | 414,000 |
| Net income | 257,000 | 591,000 | 1,021,000 | 1,311,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,679,000 | 17,013,000 | 17,442,000 | 17,822,000 |
| Total capital | 18,318,000 | 18,651,000 | 19,146,000 | 19,565,000 |
| Risk-weighted assets | 130,366,000 | 130,484,000 | 135,807,000 | 139,302,000 |