Call reports 2021
NEBRASKA BANK OF COMMERCE — 2021
What NEBRASKA BANK OF COMMERCE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 158,595,000 | 157,142,000 | 154,524,000 | 158,043,000 |
| Total loans | 128,076,000 | 126,958,000 | 130,521,000 | 126,512,000 |
| Allowance for loan losses | 2,552,000 | 2,537,000 | 2,491,000 | 2,446,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 9,793,000 | 9,739,000 | 7,707,000 | 7,661,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 127,066,000 | 126,312,000 | 123,415,000 | 126,851,000 |
| Interest-bearing deposits | 99,739,000 | 99,584,000 | 100,775,000 | 100,060,000 |
| Noninterest-bearing deposits | 27,327,000 | 26,728,000 | 22,640,000 | 26,791,000 |
| Equity capital | 15,663,000 | 15,978,000 | 16,243,000 | 16,422,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,415,000 | 2,880,000 | 4,325,000 | 5,939,000 |
| Interest expense | 277,000 | 533,000 | 763,000 | 987,000 |
| Net interest income | 1,138,000 | 2,347,000 | 3,562,000 | 4,952,000 |
| Noninterest income | 190,000 | 370,000 | 556,000 | 786,000 |
| Noninterest expense | 924,000 | 1,915,000 | 2,994,000 | 4,442,000 |
| Provision for loan losses | 0 | -15,000 | -60,000 | -105,000 |
| Pretax income | 404,000 | 817,000 | 1,184,000 | 1,401,000 |
| Income tax | 98,000 | 196,000 | 298,000 | 336,000 |
| Net income | 306,000 | 621,000 | 886,000 | 1,065,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,663,000 | 15,978,000 | 16,243,000 | 16,422,000 |
| Total capital | 17,139,000 | 17,464,000 | 17,733,000 | 17,962,000 |
| Risk-weighted assets | 117,005,000 | 117,918,000 | 118,165,000 | 122,313,000 |