Call reports 2020
NEBRASKA BANK OF COMMERCE — 2020
What NEBRASKA BANK OF COMMERCE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 156,317,000 | 163,680,000 | 162,784,000 | 153,845,000 |
| Total loans | 136,082,000 | 140,074,000 | 131,855,000 | 123,646,000 |
| Allowance for loan losses | 2,103,000 | 2,501,000 | 2,551,000 | 2,552,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 4,973,000 | 9,950,000 | 9,898,000 | 9,842,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,870,000 | 125,475,000 | 127,675,000 | 123,633,000 |
| Interest-bearing deposits | 102,033,000 | 103,818,000 | 100,364,000 | 95,732,000 |
| Noninterest-bearing deposits | 14,837,000 | 21,657,000 | 27,311,000 | 27,901,000 |
| Equity capital | 13,706,000 | 13,927,000 | 14,121,000 | 14,357,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,671,000 | 3,619,000 | 5,073,000 | 6,465,000 |
| Interest expense | 567,000 | 1,075,000 | 1,524,000 | 1,886,000 |
| Net interest income | 1,104,000 | 2,544,000 | 3,549,000 | 4,579,000 |
| Noninterest income | 98,000 | 274,000 | 458,000 | 702,000 |
| Noninterest expense | 890,000 | 1,813,000 | 2,727,000 | 3,690,000 |
| Provision for loan losses | 43,000 | 441,000 | 491,000 | 492,000 |
| Pretax income | 269,000 | 564,000 | 789,000 | 1,099,000 |
| Income tax | 65,000 | 139,000 | 170,000 | 244,000 |
| Net income | 204,000 | 425,000 | 619,000 | 855,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,706,000 | 13,927,000 | 14,121,000 | 14,357,000 |
| Total capital | 15,341,000 | 15,511,000 | 15,618,000 | 15,829,000 |
| Risk-weighted assets | 130,322,000 | 125,840,000 | 118,682,000 | 116,677,000 |