Call reports 2019
NEBRASKA BANK OF COMMERCE — 2019
What NEBRASKA BANK OF COMMERCE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 146,701,000 | 147,863,000 | 151,827,000 | 151,019,000 |
| Total loans | 125,397,000 | 131,727,000 | 130,992,000 | 133,013,000 |
| Allowance for loan losses | 2,001,000 | 2,035,000 | 2,035,000 | 2,060,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 4,966,000 | 4,968,000 | 4,969,000 | 4,971,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,943,000 | 112,008,000 | 115,685,000 | 118,168,000 |
| Interest-bearing deposits | 97,286,000 | 100,240,000 | 101,444,000 | 102,381,000 |
| Noninterest-bearing deposits | 13,657,000 | 11,768,000 | 14,241,000 | 15,787,000 |
| Equity capital | 12,973,000 | 13,109,000 | 13,279,000 | 13,502,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,612,000 | 3,269,000 | 4,978,000 | 6,647,000 |
| Interest expense | 498,000 | 1,065,000 | 1,670,000 | 2,257,000 |
| Net interest income | 1,114,000 | 2,204,000 | 3,308,000 | 4,390,000 |
| Noninterest income | 55,000 | 145,000 | 258,000 | 405,000 |
| Noninterest expense | 843,000 | 1,810,000 | 2,805,000 | 3,715,000 |
| Provision for loan losses | 16,000 | 50,000 | 50,000 | 75,000 |
| Pretax income | 310,000 | 489,000 | 711,000 | 1,005,000 |
| Income tax | 73,000 | 116,000 | 168,000 | 239,000 |
| Net income | 237,000 | 373,000 | 543,000 | 766,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,973,000 | 13,109,000 | 13,279,000 | 13,502,000 |
| Total capital | 14,477,000 | 14,677,000 | 14,825,000 | 15,072,000 |
| Risk-weighted assets | 119,806,000 | 124,940,000 | 123,247,000 | 125,076,000 |