Call reports 2018
NEBRASKA BANK OF COMMERCE — 2018
What NEBRASKA BANK OF COMMERCE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 128,214,000 | 133,638,000 | 143,277,000 | 144,959,000 |
| Total loans | 113,898,000 | 117,818,000 | 126,285,000 | 128,075,000 |
| Allowance for loan losses | 1,872,000 | 1,925,000 | 1,952,000 | 1,983,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 4,960,000 | 4,962,000 | 4,963,000 | 4,965,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,654,000 | 99,379,000 | 102,720,000 | 107,256,000 |
| Interest-bearing deposits | 85,034,000 | 85,079,000 | 90,028,000 | 92,692,000 |
| Noninterest-bearing deposits | 13,620,000 | 14,300,000 | 12,692,000 | 14,564,000 |
| Equity capital | 12,244,000 | 12,346,000 | 12,560,000 | 12,736,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,258,000 | 2,573,000 | 4,075,000 | 5,662,000 |
| Interest expense | 278,000 | 603,000 | 997,000 | 1,468,000 |
| Net interest income | 980,000 | 1,970,000 | 3,078,000 | 4,194,000 |
| Noninterest income | 91,000 | 217,000 | 324,000 | 415,000 |
| Noninterest expense | 896,000 | 1,835,000 | 2,747,000 | 3,696,000 |
| Provision for loan losses | 68,000 | 111,000 | 136,000 | 163,000 |
| Pretax income | 107,000 | 241,000 | 519,000 | 750,000 |
| Income tax | 25,000 | 57,000 | 121,000 | 176,000 |
| Net income | 82,000 | 184,000 | 398,000 | 574,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,244,000 | 12,346,000 | 12,560,000 | 12,736,000 |
| Total capital | 13,590,000 | 13,779,000 | 14,068,000 | 14,266,000 |
| Risk-weighted assets | 107,170,000 | 114,134,000 | 120,203,000 | 121,946,000 |