Call reports 2016
NEBRASKA BANK OF COMMERCE — 2016
What NEBRASKA BANK OF COMMERCE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 116,098,000 | 123,389,000 | 123,093,000 | 128,199,000 |
| Total loans | 100,804,000 | 100,265,000 | 106,016,000 | 113,000,000 |
| Allowance for loan losses | 1,561,000 | 1,566,000 | 1,617,000 | 1,754,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,837,000 | 90,733,000 | 93,256,000 | 92,246,000 |
| Interest-bearing deposits | 74,719,000 | 78,629,000 | 80,838,000 | 80,745,000 |
| Noninterest-bearing deposits | 10,118,000 | 12,104,000 | 12,418,000 | 11,501,000 |
| Equity capital | 11,050,000 | 11,221,000 | 11,376,000 | 11,569,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,126,000 | 2,240,000 | 3,372,000 | 4,574,000 |
| Interest expense | 221,000 | 470,000 | 721,000 | 971,000 |
| Net interest income | 905,000 | 1,770,000 | 2,651,000 | 3,603,000 |
| Noninterest income | 55,000 | 217,000 | 361,000 | 502,000 |
| Noninterest expense | 794,000 | 1,643,000 | 2,447,000 | 3,235,000 |
| Provision for loan losses | 7,000 | 7,000 | 66,000 | 170,000 |
| Pretax income | 159,000 | 337,000 | 499,000 | 700,000 |
| Income tax | 10,000 | 17,000 | 24,000 | 32,000 |
| Net income | 149,000 | 320,000 | 475,000 | 668,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,050,000 | 11,221,000 | 11,376,000 | 11,569,000 |
| Total capital | 12,291,000 | 12,447,000 | 12,696,000 | 12,954,000 |
| Risk-weighted assets | 98,918,000 | 97,775,000 | 105,292,000 | 110,574,000 |