Call reports 2015
NEBRASKA BANK OF COMMERCE — 2015
What NEBRASKA BANK OF COMMERCE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 110,296,000 | 108,337,000 | 112,824,000 | 115,653,000 |
| Total loans | 90,320,000 | 93,259,000 | 94,973,000 | 99,992,000 |
| Allowance for loan losses | 1,417,000 | 1,456,000 | 1,472,000 | 1,549,000 |
| Securities available for sale | 168,000 | 156,000 | 156,000 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,800,000 | 80,527,000 | 82,968,000 | 85,104,000 |
| Interest-bearing deposits | 74,434,000 | 71,109,000 | 69,900,000 | 75,807,000 |
| Noninterest-bearing deposits | 11,366,000 | 9,418,000 | 13,068,000 | 9,297,000 |
| Equity capital | 9,265,000 | 10,419,000 | 10,650,000 | 10,901,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,016,000 | 2,056,000 | 3,117,000 | 4,221,000 |
| Interest expense | 175,000 | 352,000 | 544,000 | 754,000 |
| Net interest income | 841,000 | 1,704,000 | 2,573,000 | 3,467,000 |
| Noninterest income | 147,000 | 359,000 | 470,000 | 554,000 |
| Noninterest expense | 703,000 | 1,514,000 | 2,187,000 | 2,937,000 |
| Provision for loan losses | 0 | 0 | 67,000 | 140,000 |
| Pretax income | 285,000 | 549,000 | 789,000 | 943,000 |
| Income tax | 10,000 | 20,000 | 29,000 | -68,000 |
| Net income | 275,000 | 529,000 | 760,000 | 1,011,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,087,000 | 10,241,000 | 10,472,000 | 10,901,000 |
| Total capital | 10,107,000 | 11,335,000 | 11,614,000 | 12,095,000 |
| Risk-weighted assets | 81,005,000 | 86,904,000 | 90,826,000 | 95,182,000 |