Call reports 2014
NEBRASKA BANK OF COMMERCE — 2014
What NEBRASKA BANK OF COMMERCE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 93,906,000 | 96,211,000 | 101,820,000 | 104,466,000 |
| Total loans | 79,267,000 | 83,246,000 | 87,580,000 | 87,226,000 |
| Allowance for loan losses | 1,402,000 | 1,406,000 | 1,410,000 | 1,413,000 |
| Securities available for sale | 192,000 | 180,000 | 180,000 | 168,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,903,000 | 73,856,000 | 78,167,000 | 79,634,000 |
| Interest-bearing deposits | 63,713,000 | 63,456,000 | 68,855,000 | 70,161,000 |
| Noninterest-bearing deposits | 10,190,000 | 10,400,000 | 9,312,000 | 9,473,000 |
| Equity capital | 7,901,000 | 8,147,000 | 8,424,000 | 8,990,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 917,000 | 1,864,000 | 2,874,000 | 3,911,000 |
| Interest expense | 154,000 | 310,000 | 475,000 | 657,000 |
| Net interest income | 763,000 | 1,554,000 | 2,399,000 | 3,254,000 |
| Noninterest income | 117,000 | 242,000 | 393,000 | 553,000 |
| Noninterest expense | 629,000 | 1,356,000 | 2,064,000 | 2,803,000 |
| Provision for loan losses | 41,000 | 41,000 | 41,000 | 41,000 |
| Pretax income | 210,000 | 399,000 | 687,000 | 963,000 |
| Income tax | -40,000 | -97,000 | -86,000 | -76,000 |
| Net income | 250,000 | 496,000 | 773,000 | 1,039,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,901,000 | 8,147,000 | 8,424,000 | 8,865,000 |
| Total capital | 8,794,000 | 9,086,000 | 9,412,000 | 9,849,000 |
| Risk-weighted assets | 70,948,000 | 74,663,000 | 78,626,000 | 78,306,000 |