Call reports 2013
NEBRASKA BANK OF COMMERCE — 2013
What NEBRASKA BANK OF COMMERCE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 83,833,000 | 85,072,000 | 85,747,000 | 90,687,000 |
| Total loans | 67,454,000 | 72,652,000 | 73,284,000 | 78,211,000 |
| Allowance for loan losses | 1,250,000 | 1,252,000 | 1,280,000 | 1,375,000 |
| Securities available for sale | 214,000 | 203,000 | 203,000 | 192,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,609,000 | 66,567,000 | 67,135,000 | 70,818,000 |
| Interest-bearing deposits | 58,639,000 | 58,452,000 | 59,215,000 | 60,768,000 |
| Noninterest-bearing deposits | 6,970,000 | 8,115,000 | 7,920,000 | 10,050,000 |
| Equity capital | 7,164,000 | 7,269,000 | 7,430,000 | 7,651,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 886,000 | 1,743,000 | 2,636,000 | 3,562,000 |
| Interest expense | 191,000 | 361,000 | 531,000 | 695,000 |
| Net interest income | 695,000 | 1,382,000 | 2,105,000 | 2,867,000 |
| Noninterest income | 192,000 | 341,000 | 487,000 | 605,000 |
| Noninterest expense | 765,000 | 1,421,000 | 2,059,000 | 2,744,000 |
| Provision for loan losses | 54,000 | 54,000 | 80,000 | 170,000 |
| Pretax income | 68,000 | 248,000 | 453,000 | 558,000 |
| Income tax | -175,000 | -100,000 | -57,000 | -172,000 |
| Net income | 243,000 | 348,000 | 510,000 | 730,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,037,000 | 7,178,000 | 7,430,000 | 7,651,000 |
| Total capital | 7,803,000 | 7,989,000 | 8,249,000 | 8,530,000 |
| Risk-weighted assets | 60,792,000 | 64,385,000 | 65,025,000 | 69,787,000 |