Call reports 2012
NEBRASKA BANK OF COMMERCE — 2012
What NEBRASKA BANK OF COMMERCE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 73,979,000 | 74,512,000 | 79,082,000 | 85,500,000 |
| Total loans | 57,203,000 | 59,034,000 | 61,727,000 | 71,642,000 |
| Allowance for loan losses | 1,060,000 | 1,094,000 | 1,172,000 | 1,191,000 |
| Securities available for sale | 235,000 | 225,000 | 225,000 | 214,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,814,000 | 60,078,000 | 59,656,000 | 64,794,000 |
| Interest-bearing deposits | 53,656,000 | 53,952,000 | 53,514,000 | 56,466,000 |
| Noninterest-bearing deposits | 6,158,000 | 6,126,000 | 6,142,000 | 8,328,000 |
| Equity capital | 6,286,000 | 6,864,000 | 6,933,000 | 6,921,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 819,000 | 1,677,000 | 2,522,000 | 3,424,000 |
| Interest expense | 224,000 | 445,000 | 667,000 | 873,000 |
| Net interest income | 595,000 | 1,232,000 | 1,855,000 | 2,551,000 |
| Noninterest income | 138,000 | 303,000 | 506,000 | 719,000 |
| Noninterest expense | 672,000 | 1,373,000 | 2,065,000 | 3,015,000 |
| Provision for loan losses | 0 | 23,000 | 88,000 | 190,000 |
| Pretax income | 61,000 | 139,000 | 208,000 | 65,000 |
| Income tax | 0 | 0 | 0 | -131,000 |
| Net income | 61,000 | 139,000 | 208,000 | 196,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,286,000 | 6,864,000 | 6,933,000 | 6,921,000 |
| Total capital | 6,941,000 | 7,546,000 | 7,638,000 | 7,735,000 |
| Risk-weighted assets | 51,921,000 | 54,114,000 | 55,909,000 | 64,725,000 |