Call reports 2026
FIVE POINTS BANK — 2026
What FIVE POINTS BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 2,101,863,000 | 2,243,094,000 |
| Total loans | 1,304,471,000 | 1,406,127,000 |
| Allowance for loan losses | 19,057,000 | 19,620,000 |
| Securities available for sale | 144,573,000 | 140,665,000 |
| Securities held to maturity | 412,847,000 | 412,804,000 |
| Trading assets | 0 | 0 |
| Total deposits | 1,907,138,000 | 2,043,101,000 |
| Interest-bearing deposits | 1,594,120,000 | 1,676,633,000 |
| Noninterest-bearing deposits | 313,018,000 | 366,468,000 |
| Equity capital | 159,921,000 | 165,315,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 25,089,000 | 52,007,000 |
| Interest expense | 10,118,000 | 20,585,000 |
| Net interest income | 14,971,000 | 31,422,000 |
| Noninterest income | 2,362,000 | 4,894,000 |
| Noninterest expense | 9,061,000 | 19,611,000 |
| Provision for loan losses | 141,000 | 707,000 |
| Pretax income | 8,131,000 | 15,998,000 |
| Income tax | 150,000 | 300,000 |
| Net income | 7,981,000 | 15,698,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 221,905,000 | 226,122,000 |
| Total capital | 241,462,000 | 246,242,000 |
| Risk-weighted assets | 1,580,806,000 | 1,677,574,000 |