Call report 2024Q4
FIVE POINTS BANK — 2024Q4
The 22 measures FIVE POINTS BANK reported to the FFIEC for 2024Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 2,097,119,000 | USD | evidence → |
| Total loans | 1,204,683,000 | USD | evidence → |
| Allowance for loan losses | 17,606,000 | USD | evidence → |
| Securities available for sale | 160,839,000 | USD | evidence → |
| Securities held to maturity | 418,867,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,933,025,000 | USD | evidence → |
| Interest-bearing deposits | 1,571,138,000 | USD | evidence → |
| Noninterest-bearing deposits | 361,887,000 | USD | evidence → |
| Equity capital | 130,860,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 97,578,000 | USD | evidence → |
| Interest expense | 49,775,000 | USD | evidence → |
| Net interest income | 47,803,000 | USD | evidence → |
| Noninterest income | 8,799,000 | USD | evidence → |
| Noninterest expense | 34,577,000 | USD | evidence → |
| Provision for loan losses | 607,000 | USD | evidence → |
| Pretax income | 21,368,000 | USD | evidence → |
| Income tax | 743,000 | USD | evidence → |
| Net income | 20,625,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 202,917,000 | USD | evidence → |
| Total capital | 220,974,000 | USD | evidence → |
| Risk-weighted assets | 1,469,747,000 | USD | evidence → |