Call report 2015Q4
FIVE POINTS BANK — 2015Q4
The 22 measures FIVE POINTS BANK reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 986,321,000 | USD | evidence → |
| Total loans | 639,287,000 | USD | evidence → |
| Allowance for loan losses | 8,758,000 | USD | evidence → |
| Securities available for sale | 163,183,000 | USD | evidence → |
| Securities held to maturity | 46,919,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 816,915,000 | USD | evidence → |
| Interest-bearing deposits | 657,804,000 | USD | evidence → |
| Noninterest-bearing deposits | 159,111,000 | USD | evidence → |
| Equity capital | 104,307,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 34,074,000 | USD | evidence → |
| Interest expense | 4,279,000 | USD | evidence → |
| Net interest income | 29,795,000 | USD | evidence → |
| Noninterest income | 5,394,000 | USD | evidence → |
| Noninterest expense | 18,911,000 | USD | evidence → |
| Provision for loan losses | 500,000 | USD | evidence → |
| Pretax income | 16,011,000 | USD | evidence → |
| Income tax | 369,000 | USD | evidence → |
| Net income | 15,642,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 99,536,000 | USD | evidence → |
| Total capital | 108,294,000 | USD | evidence → |
| Risk-weighted assets | 824,567,000 | USD | evidence → |