Call reports 2006
FIVE POINTS BANK — 2006
What FIVE POINTS BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 404,931,000 | 416,175,000 | 431,665,000 | 442,107,000 |
| Total loans | 281,105,000 | 288,747,000 | 293,216,000 | 293,023,000 |
| Allowance for loan losses | 1,385,000 | 1,488,000 | 1,792,000 | 2,231,000 |
| Securities available for sale | 28,538,000 | 31,040,000 | 41,391,000 | 44,138,000 |
| Securities held to maturity | 63,460,000 | 61,978,000 | 62,025,000 | 67,161,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 309,665,000 | 327,450,000 | 344,249,000 | 348,908,000 |
| Interest-bearing deposits | 264,014,000 | 277,807,000 | 296,403,000 | 297,078,000 |
| Noninterest-bearing deposits | 45,651,000 | 49,642,000 | 47,846,000 | 51,830,000 |
| Equity capital | 38,465,000 | 39,225,000 | 40,251,000 | 40,128,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 5,774,000 | 11,861,000 | 18,439,000 | 25,339,000 |
| Interest expense | 2,475,000 | 5,257,000 | 8,399,000 | 11,835,000 |
| Net interest income | 3,299,000 | 6,604,000 | 10,040,000 | 13,504,000 |
| Noninterest income | 615,000 | 1,346,000 | 2,087,000 | 2,935,000 |
| Noninterest expense | 2,662,000 | 5,024,000 | 7,614,000 | 10,380,000 |
| Provision for loan losses | 0 | 100,000 | 400,000 | 900,000 |
| Pretax income | 1,245,000 | 2,822,000 | 4,109,000 | 5,155,000 |
| Income tax | 37,000 | 72,000 | 109,000 | 155,000 |
| Net income | 1,208,000 | 2,750,000 | 4,000,000 | 5,000,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,615,000 | 39,589,000 | 39,996,000 | 39,856,000 |
| Total capital | 40,000,000 | 41,077,000 | 41,788,000 | 42,087,000 |
| Risk-weighted assets | 304,236,000 | 317,181,000 | 322,672,000 | 326,731,000 |
Machine access — free, no API key
Every figure shown here about FIVE POINTS BANK — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.