Call reports 2005
FIVE POINTS BANK — 2005
What FIVE POINTS BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 390,392,000 | 386,652,000 | 389,499,000 | 410,211,000 |
| Total loans | 253,832,000 | 260,096,000 | 268,883,000 | 276,268,000 |
| Allowance for loan losses | 1,215,000 | 1,201,000 | 1,223,000 | 1,379,000 |
| Securities available for sale | 23,434,000 | 23,932,000 | 26,485,000 | 30,944,000 |
| Securities held to maturity | 65,848,000 | 65,692,000 | 61,415,000 | 65,600,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 308,849,000 | 294,158,000 | 290,463,000 | 308,679,000 |
| Interest-bearing deposits | 258,369,000 | 247,878,000 | 242,862,000 | 261,658,000 |
| Noninterest-bearing deposits | 50,480,000 | 46,280,000 | 47,601,000 | 47,021,000 |
| Equity capital | 35,487,000 | 36,438,000 | 37,228,000 | 38,031,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 5,021,000 | 10,050,000 | 15,439,000 | 21,091,000 |
| Interest expense | 1,699,000 | 3,472,000 | 5,414,000 | 7,589,000 |
| Net interest income | 3,322,000 | 6,578,000 | 10,025,000 | 13,502,000 |
| Noninterest income | 747,000 | 1,439,000 | 2,119,000 | 2,821,000 |
| Noninterest expense | 2,463,000 | 4,813,000 | 7,400,000 | 9,863,000 |
| Provision for loan losses | 7,000 | 114,000 | 120,000 | 327,000 |
| Pretax income | 1,599,000 | 3,094,000 | 4,628,000 | 6,137,000 |
| Income tax | 35,000 | 69,000 | 104,000 | 139,000 |
| Net income | 1,564,000 | 3,025,000 | 4,524,000 | 5,998,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,720,000 | 36,506,000 | 37,455,000 | 38,113,000 |
| Total capital | 36,935,000 | 37,707,000 | 38,678,000 | 39,492,000 |
| Risk-weighted assets | 282,121,000 | 285,021,000 | 292,782,000 | 302,052,000 |
Machine access — free, no API key
Every figure shown here about FIVE POINTS BANK — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.