Call reports 2015
STATE BANK OF WYNNEWOOD, THE — 2015
What STATE BANK OF WYNNEWOOD, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 83,312,000 | 80,187,000 | 79,181,000 | 77,565,000 |
| Total loans | 43,297,000 | 43,041,000 | 42,299,000 | 40,545,000 |
| Allowance for loan losses | 642,000 | 561,000 | 567,000 | 564,000 |
| Securities available for sale | 36,325,000 | 34,080,000 | 33,964,000 | 33,526,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,635,000 | 68,283,000 | 64,584,000 | 64,980,000 |
| Interest-bearing deposits | 54,769,000 | 53,404,000 | 51,330,000 | 51,744,000 |
| Noninterest-bearing deposits | 15,865,000 | 14,879,000 | 13,253,000 | 13,235,000 |
| Equity capital | 12,554,000 | 11,720,000 | 11,961,000 | 12,535,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 788,000 | 1,574,000 | 2,352,000 | 3,106,000 |
| Interest expense | 59,000 | 122,000 | 184,000 | 247,000 |
| Net interest income | 729,000 | 1,452,000 | 2,168,000 | 2,859,000 |
| Noninterest income | 96,000 | 164,000 | 260,000 | 334,000 |
| Noninterest expense | 547,000 | 1,079,000 | 1,640,000 | 2,112,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 285,000 | 543,000 | 817,000 | 1,148,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 285,000 | 543,000 | 817,000 | 1,148,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,005,000 | 11,688,000 | 11,662,000 | 11,881,000 |
| Total capital | 12,647,000 | 12,249,000 | 12,229,000 | 12,445,000 |
| Risk-weighted assets | 54,852,000 | 54,484,000 | 53,452,000 | 52,027,000 |