Call reports 2013
STATE BANK OF WYNNEWOOD, THE — 2013
What STATE BANK OF WYNNEWOOD, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 84,535,000 | 81,262,000 | 82,350,000 | 81,621,000 |
| Total loans | 44,643,000 | 44,437,000 | 44,144,000 | 44,858,000 |
| Allowance for loan losses | 603,000 | 679,000 | 678,000 | 697,000 |
| Securities available for sale | 29,291,000 | 32,389,000 | 34,742,000 | 33,028,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,658,000 | 70,916,000 | 71,913,000 | 70,336,000 |
| Interest-bearing deposits | 54,196,000 | 51,793,000 | 52,937,000 | 52,117,000 |
| Noninterest-bearing deposits | 19,462,000 | 19,123,000 | 18,975,000 | 18,219,000 |
| Equity capital | 10,743,000 | 10,143,000 | 10,144,000 | 10,308,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 837,000 | 1,695,000 | 2,560,000 | 3,430,000 |
| Interest expense | 76,000 | 150,000 | 223,000 | 293,000 |
| Net interest income | 761,000 | 1,545,000 | 2,337,000 | 3,137,000 |
| Noninterest income | 87,000 | 165,000 | 286,000 | 389,000 |
| Noninterest expense | 563,000 | 1,076,000 | 1,647,000 | 2,187,000 |
| Provision for loan losses | 50,000 | 50,000 | 50,000 | 85,000 |
| Pretax income | 238,000 | 586,000 | 932,000 | 1,257,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 238,000 | 586,000 | 932,000 | 1,257,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,240,000 | 10,588,000 | 10,609,000 | 10,807,000 |
| Total capital | 10,843,000 | 11,267,000 | 11,287,000 | 11,495,000 |
| Risk-weighted assets | 53,155,000 | 55,132,000 | 55,016,000 | 54,977,000 |