Call reports 2012
STATE BANK OF WYNNEWOOD, THE — 2012
What STATE BANK OF WYNNEWOOD, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 71,065,000 | 69,753,000 | 72,678,000 | 82,392,000 |
| Total loans | 43,453,000 | 44,403,000 | 44,319,000 | 45,149,000 |
| Allowance for loan losses | 644,000 | 643,000 | 640,000 | 642,000 |
| Securities available for sale | 22,680,000 | 22,721,000 | 25,257,000 | 24,406,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,652,000 | 57,643,000 | 61,293,000 | 71,501,000 |
| Interest-bearing deposits | 45,315,000 | 43,546,000 | 43,195,000 | 51,809,000 |
| Noninterest-bearing deposits | 15,337,000 | 14,097,000 | 18,099,000 | 19,692,000 |
| Equity capital | 10,264,000 | 10,795,000 | 11,095,000 | 10,839,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 892,000 | 1,766,000 | 2,638,000 | 3,485,000 |
| Interest expense | 98,000 | 188,000 | 270,000 | 346,000 |
| Net interest income | 794,000 | 1,578,000 | 2,368,000 | 3,139,000 |
| Noninterest income | 120,000 | 208,000 | 314,000 | 401,000 |
| Noninterest expense | 568,000 | 1,074,000 | 1,563,000 | 2,137,000 |
| Provision for loan losses | 30,000 | 30,000 | 30,000 | 30,000 |
| Pretax income | 574,000 | 937,000 | 1,344,000 | 2,095,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 574,000 | 937,000 | 1,344,000 | 2,095,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,442,000 | 9,755,000 | 10,012,000 | 10,147,000 |
| Total capital | 10,067,000 | 10,382,000 | 10,652,000 | 10,789,000 |
| Risk-weighted assets | 50,079,000 | 50,365,000 | 51,525,000 | 53,972,000 |