Call reports 2015
LEWISBURG BANKING COMPANY — 2015
What LEWISBURG BANKING COMPANY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 113,671,000 | 107,814,000 | 109,650,000 | 113,665,000 |
| Total loans | 66,260,000 | 63,995,000 | 67,776,000 | 68,390,000 |
| Allowance for loan losses | 795,000 | 792,000 | 816,000 | 831,000 |
| Securities available for sale | 34,851,000 | 34,166,000 | 32,326,000 | 29,881,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,408,000 | 90,140,000 | 90,144,000 | 92,755,000 |
| Interest-bearing deposits | 70,999,000 | 69,026,000 | 68,485,000 | 69,806,000 |
| Noninterest-bearing deposits | 20,409,000 | 21,114,000 | 21,659,000 | 22,949,000 |
| Equity capital | 11,516,000 | 11,231,000 | 11,678,000 | 11,965,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,078,000 | 2,140,000 | 3,228,000 | 4,341,000 |
| Interest expense | 88,000 | 164,000 | 240,000 | 333,000 |
| Net interest income | 990,000 | 1,976,000 | 2,988,000 | 4,008,000 |
| Noninterest income | 159,000 | 318,000 | 484,000 | 648,000 |
| Noninterest expense | 751,000 | 1,465,000 | 2,206,000 | 2,921,000 |
| Provision for loan losses | 23,000 | 45,000 | 68,000 | 90,000 |
| Pretax income | 375,000 | 803,000 | 1,221,000 | 1,668,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 375,000 | 803,000 | 1,221,000 | 1,668,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,955,000 | 11,005,000 | 11,235,000 | 11,687,000 |
| Total capital | 11,750,000 | 11,797,000 | 12,051,000 | 12,518,000 |
| Risk-weighted assets | 83,311,000 | 75,871,000 | 83,115,000 | 84,930,000 |