Call reports 2013
LEWISBURG BANKING COMPANY — 2013
What LEWISBURG BANKING COMPANY reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 105,606,000 | 101,514,000 | 102,747,000 | 104,988,000 |
| Total loans | 62,487,000 | 61,858,000 | 65,014,000 | 65,041,000 |
| Allowance for loan losses | 797,000 | 783,000 | 752,000 | 779,000 |
| Securities available for sale | 28,423,000 | 29,925,000 | 30,077,000 | 29,129,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,430,000 | 86,490,000 | 86,893,000 | 89,163,000 |
| Interest-bearing deposits | 69,244,000 | 68,218,000 | 68,769,000 | 70,317,000 |
| Noninterest-bearing deposits | 19,186,000 | 18,272,000 | 18,124,000 | 18,846,000 |
| Equity capital | 11,135,000 | 10,292,000 | 10,508,000 | 10,651,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,036,000 | 2,077,000 | 3,131,000 | 4,197,000 |
| Interest expense | 104,000 | 202,000 | 301,000 | 401,000 |
| Net interest income | 932,000 | 1,875,000 | 2,830,000 | 3,796,000 |
| Noninterest income | 160,000 | 324,000 | 497,000 | 666,000 |
| Noninterest expense | 685,000 | 1,352,000 | 2,030,000 | 2,699,000 |
| Provision for loan losses | 15,000 | 23,000 | 30,000 | 63,000 |
| Pretax income | 392,000 | 824,000 | 1,267,000 | 1,700,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 392,000 | 824,000 | 1,267,000 | 1,700,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,114,000 | 10,149,000 | 10,306,000 | 10,752,000 |
| Total capital | 10,911,000 | 10,932,000 | 11,058,000 | 11,531,000 |
| Risk-weighted assets | 64,026,000 | 64,033,000 | 65,989,000 | 66,371,000 |