Call reports 2010
LEWISBURG BANKING COMPANY — 2010
What LEWISBURG BANKING COMPANY reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 69,317,000 | 70,153,000 | 74,067,000 | 76,242,000 |
| Total loans | 50,991,000 | 54,087,000 | 56,699,000 | 57,700,000 |
| Allowance for loan losses | 611,000 | 637,000 | 660,000 | 659,000 |
| Securities available for sale | 10,252,000 | 9,699,000 | 9,928,000 | 11,538,000 |
| Securities held to maturity | 160,000 | 160,000 | 160,000 | 160,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,181,000 | 57,266,000 | 60,418,000 | 62,049,000 |
| Interest-bearing deposits | 46,517,000 | 47,396,000 | 49,657,000 | 48,735,000 |
| Noninterest-bearing deposits | 9,663,000 | 9,870,000 | 10,761,000 | 13,314,000 |
| Equity capital | 9,517,000 | 9,690,000 | 9,934,000 | 10,093,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 917,000 | 1,866,000 | 2,845,000 | 3,831,000 |
| Interest expense | 196,000 | 386,000 | 568,000 | 747,000 |
| Net interest income | 721,000 | 1,480,000 | 2,277,000 | 3,084,000 |
| Noninterest income | 115,000 | 240,000 | 370,000 | 499,000 |
| Noninterest expense | 564,000 | 1,079,000 | 1,632,000 | 2,198,000 |
| Provision for loan losses | 30,000 | 45,000 | 60,000 | 83,000 |
| Pretax income | 242,000 | 596,000 | 955,000 | 1,302,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 242,000 | 596,000 | 955,000 | 1,302,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,291,000 | 9,405,000 | 9,642,000 | 9,990,000 |
| Total capital | 9,884,000 | 10,031,000 | 10,302,000 | 10,649,000 |
| Risk-weighted assets | 47,428,000 | 50,097,000 | 53,232,000 | 54,543,000 |