Call reports 2009
LEWISBURG BANKING COMPANY — 2009
What LEWISBURG BANKING COMPANY reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 66,030,000 | 67,405,000 | 67,561,000 | 68,455,000 |
| Total loans | 45,877,000 | 49,178,000 | 49,864,000 | 49,470,000 |
| Allowance for loan losses | 540,000 | 531,000 | 548,000 | 582,000 |
| Securities available for sale | 12,314,000 | 9,784,000 | 11,079,000 | 11,073,000 |
| Securities held to maturity | 531,000 | 334,000 | 270,000 | 270,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,740,000 | 55,563,000 | 54,315,000 | 54,609,000 |
| Interest-bearing deposits | 45,225,000 | 46,228,000 | 45,410,000 | 45,919,000 |
| Noninterest-bearing deposits | 9,515,000 | 9,335,000 | 8,905,000 | 8,691,000 |
| Equity capital | 8,862,000 | 8,872,000 | 9,357,000 | 9,770,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 992,000 | 1,938,000 | 2,884,000 | 3,822,000 |
| Interest expense | 264,000 | 511,000 | 740,000 | 955,000 |
| Net interest income | 728,000 | 1,427,000 | 2,144,000 | 2,867,000 |
| Noninterest income | 120,000 | 234,000 | 358,000 | 480,000 |
| Noninterest expense | 478,000 | 967,000 | 1,469,000 | 2,007,000 |
| Provision for loan losses | 15,000 | 30,000 | 60,000 | 105,000 |
| Pretax income | 355,000 | 755,000 | 1,064,000 | 1,326,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 355,000 | 755,000 | 1,064,000 | 1,326,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,018,000 | 9,166,000 | 9,343,000 | 9,606,000 |
| Total capital | 9,558,000 | 9,697,000 | 9,891,000 | 10,188,000 |
| Risk-weighted assets | 44,127,000 | 45,971,000 | 46,808,000 | 46,894,000 |