Call reports 2001
LEWISBURG BANKING COMPANY — 2001
What LEWISBURG BANKING COMPANY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 54,165,000 | 54,393,000 | 53,859,000 | 55,397,000 |
| Total loans | 31,880,000 | 31,045,000 | 32,317,000 | 32,644,000 |
| Allowance for loan losses | 292,000 | 313,000 | 314,000 | 290,000 |
| Securities available for sale | 7,699,000 | 8,675,000 | 13,335,000 | 13,311,000 |
| Securities held to maturity | 1,355,000 | 1,356,000 | 1,357,000 | 1,357,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,741,000 | 43,042,000 | 42,909,000 | 44,383,000 |
| Interest-bearing deposits | 36,990,000 | 37,387,000 | 37,303,000 | 38,811,000 |
| Noninterest-bearing deposits | 5,751,000 | 5,655,000 | 5,606,000 | 5,572,000 |
| Equity capital | 6,263,000 | 6,469,000 | 6,727,000 | 6,933,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,059,000 | 2,076,000 | 3,034,000 | 3,972,000 |
| Interest expense | 523,000 | 1,037,000 | 1,510,000 | 1,934,000 |
| Net interest income | 536,000 | 1,039,000 | 1,524,000 | 2,038,000 |
| Noninterest income | 93,000 | 189,000 | 278,000 | 367,000 |
| Noninterest expense | 359,000 | 682,000 | 993,000 | 1,323,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 270,000 | 546,000 | 809,000 | 1,082,000 |
| Income tax | 85,000 | 172,000 | 254,000 | 328,000 |
| Net income | 185,000 | 374,000 | 555,000 | 754,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,238,000 | 6,427,000 | 6,585,000 | 6,784,000 |
| Total capital | 6,530,000 | 6,740,000 | 6,899,000 | 7,074,000 |
| Risk-weighted assets | 32,342,000 | 30,817,000 | 31,349,000 | 31,639,000 |
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