Call reports 2023
COMMUNITY STATE BANK — 2023
What COMMUNITY STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 180,334,000 | 178,069,000 | 176,667,000 | 180,274,000 |
| Total loans | 77,228,000 | 75,711,000 | 80,328,000 | 86,006,000 |
| Allowance for loan losses | 1,077,000 | 1,078,000 | 1,081,000 | 1,082,000 |
| Securities available for sale | 86,389,000 | 83,488,000 | 79,418,000 | 79,658,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 162,795,000 | 160,199,000 | 158,883,000 | 156,707,000 |
| Interest-bearing deposits | 118,911,000 | 117,627,000 | 120,337,000 | 119,456,000 |
| Noninterest-bearing deposits | 43,884,000 | 42,572,000 | 38,546,000 | 37,251,000 |
| Equity capital | 16,984,000 | 17,177,000 | 16,771,000 | 18,782,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,628,000 | 3,408,000 | 5,225,000 | 7,122,000 |
| Interest expense | 149,000 | 383,000 | 844,000 | 1,354,000 |
| Net interest income | 1,479,000 | 3,025,000 | 4,381,000 | 5,768,000 |
| Noninterest income | 181,000 | 387,000 | 1,251,000 | 1,408,000 |
| Noninterest expense | 790,000 | 1,567,000 | 2,429,000 | 3,278,000 |
| Provision for loan losses | 0 | 0 | 0 | -64,000 |
| Pretax income | 871,000 | 1,848,000 | 3,208,000 | 3,968,000 |
| Income tax | 186,000 | 404,000 | 720,000 | 879,000 |
| Net income | 685,000 | 1,444,000 | 2,488,000 | 3,089,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,929,000 | 22,705,000 | 23,766,000 | 23,379,000 |